Louisiana Bail Bonds Complete Practice Exam 2025

The correct term that describes the amount a defendant must pay to secure a bail bond is known as a premium. In the context of bail bonds, the premium represents the fee charged by the bail bond agent for their services in securing the release of the defendant from custody. This is usually a percentage of the total bail amount set by the court and is non-refundable.

Collateral, while related, typically refers to any assets or securities that may be used to secure the bond in addition to or instead of paying the premium. Indemnity involves the obligation to repay the bond agent in the event that the defendant does not appear for their court date, but it is not the amount paid upfront to secure the bond. Liability refers to the legal responsibility one has in various contexts, but it does not directly relate to the amount required to release a defendant through a bail bond.

Therefore, the premium is the correct term that accurately defines the initial payment made to secure a bail bond.